FAQS
Why should I use a mortgage broker instead of going directly to a bank?
A mortgage broker is likely to save you time and also you benefit from their experience and access to many lenders in the market place.
How do you get paid for your services?
Our typical fee is £595 for a purchase application and £395 for a remortgage application. If minor adverse credit exists your fee will be up to £995.00. Our fee structure for all types of applications is explained to you before you proceed with us.
Can you help me if I have a bad credit history?
Yes, we have a lot of experience in successful placing clients with an adverse credit history.
Do you offer advice on other aspects of the home buying process, such as conveyancing or insurance?
Yes we are not only Essex Mortgage Providers. We have access to local and national conveyancers and also offer protection and home insurance advice.
Are you regulated by the Financial Conduct Authority (FCA)?
Yes we are regulated by the FCA ref 1005176.